Undergraduate and Graduate Loans
Fixed and variable rates available, with extended repayment terms and deferred, immediate, or interest-only payment options.
Christian education financing
Student Lending
Our student lending solutions help you cover the gaps left after scholarships, grants, and federal loans.
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Student Loan Options
As a not-for-profit cooperative, we can offer you lower rates and fees on private education financing.
Student Line of Credit
Ideal if you plan to finance several academic years. Apply once and draw additional funds as you need them for future terms.
Parent Loans
Lets parents, relatives, or friends help cover a student's education expenses.
Student Loan Refinancing
Combine your existing student loans into a single payment, potentially with a better rate.
Compare your education financing options
Choosing the right option can make a big difference. Here's a quick comparison between a Student Line of Credit and a fixed-amount Loan.
| Feature | Student Line of Credit | Fixed-Amount Loan |
|---|---|---|
| Application | A single application covers your entire academic program | You apply for a fixed amount per academic term |
| Access to funds | Request additional amounts as expenses arise, without reapplying | You receive the full amount up front |
| Best for | Financing multiple academic years | Short-term needs or a single academic term |
| Repayment structure | Extended repayment term, based on the total amount borrowed | Simple structure, with a term defined from the start |
Start your application
Complete the form below and an advisor will get in touch with you.
Frequently asked questions about Student Lending
What's the difference between a student loan and a student line of credit?
A student loan gives you a fixed amount per academic term, while a line of credit lets you request additional funds throughout your program with a single application.
Do I need to be a member of Christian Credit Union to apply for a student loan?
You don't need to be a member to start your application. However, you'll need to qualify and complete your membership to finalize the process.
Can I refinance my current student loans?
Yes, we offer refinancing options that can help you combine your existing loans into a single monthly payment.
Can parents apply for a loan to help a student?
Yes, our Parent Loan lets parents, relatives, or friends help cover a student's education expenses.