No monthly maintenance fee
Basic checking account
Basic Checking Account
No monthly maintenance fee. The essentials, made simple.
Open an Account →Easy banking, every day
A checking account built for your everyday life
Whether you need to pay your rent, deposit a check, or cover your daily expenses, this account is ready to support you.
Debit card with transaction alerts
Unlimited transactions
No minimum balance required
Online banking, bill pay, and mobile banking
Digital services
Your bank, always with you
Online banking
Check balances, transfer funds, and pay bills from anywhere.
E-statements
Get your statements by email — no paper needed.
Mobile banking
Manage your account and deposit checks from your phone.
Shared branching
Do your banking at thousands of shared branch network locations.
Get started today
As a member, you have the support and attention you need to reach your financial goals.
Open an Account →Frequently asked questions about the Basic Checking Account
What is a basic checking account?
It's an account designed for your everyday spending: it keeps your money available for regular payments and purchases. You can access your funds with a check, debit card, online banking, or mobile banking.
Is there a monthly fee?
No. The Basic Checking Account has no monthly maintenance fee. A paper statement fee may apply, which you can avoid by enrolling in e-statements.
Do I need to be a member of CCU to open a checking account?
Yes, membership is required to open an account at Christian Credit Union. This is a regulatory requirement that allows us to establish membership and verify certain information.
How can I access my accounts?
Our mobile app and online banking let you access your account anytime: transfer funds, send and receive money, pay bills, or deposit checks from your phone.
Can I deposit a check with my phone?
Yes, the remote deposit feature in our mobile app lets you deposit a check in seconds, available for Android and iOS.
Can I open a checking account online?
Yes, you can apply in minutes. If you're already a member, the process is even faster.
How long does it take to receive my debit card?
You'll receive your debit card within a few business days of opening your account or submitting your application.
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