We make a difference by supporting the Christian community
Join our community
Where You Bank Matters
Join CCU — a cooperative of believers pooling resources to support a biblical worldview and the body of Christ.
Get started →Why join?
More than a banking institution
Our mission is to serve the whole church, offering personal and business financial services to churches, ministries, Christian schools, and you.
Nationwide service, available 24 hours a day
Safe and federally backed
Eligibility
Who can join?
Churches, ministries, and schools
Your connection to a church, ministry, or Christian school is the most common way to qualify. This includes members, attendees, employees, volunteers, students, and alumni.
Family members
Family members living in the same household as a current member, including spouses, children, parents, siblings, and in-laws.
CCU vs. Banks
| Feature | CCU | Banks |
|---|---|---|
| Ownership | Owned by members, led by a volunteer board of directors | Owned by shareholders, led by a paid board of directors |
| Earnings | Not-for-profit; surplus is reinvested in members through better rates | For-profit; surplus is distributed to shareholders |
| Your voice | Members can vote on how the credit union is run | Customers have no say in how the bank is run |
| Eligibility | Membership requirements exist based on your connection to the community | Open; anyone can be a customer |
| Safety | Federal protection up to $250,000 through the NCUA, with possible additional coverage | Federal protection up to $250,000 (FDIC) |
| Fees | On average, credit unions have lower fees | On average, big banks have higher overdraft fees |
Before you begin
Documents needed to apply for membership
- Name and ID (driver's license, state ID, or passport)
- Physical address
- Phone number
- Date of birth
- Employment status and employer (if applicable)
- Social Security Number or Taxpayer Identification Number
Start your application
Complete the form below to start your membership application.
Frequently asked questions about Membership
How do I open a deposit account at Christian Credit Union?
It's quick and easy to open a deposit account by applying for membership from the comfort of your home. Select the accounts you'd like to open and complete your application. One of our representatives will process your application and give you instructions for funding the account once your membership is approved.
Do I need to be a member to apply for a loan?
You don't need to be a member to start your loan application. However, you'll need to qualify and complete your membership to finalize the process. Discounts are available for automatic payments through your checking account.
How can I access my accounts?
Our mobile app and online banking let you transfer funds, send and receive money, pay bills, or deposit checks from your phone.
What documents do I need to apply for membership?
You'll need your ID, physical address, phone number, date of birth, employment status, and your Social Security Number or Taxpayer Identification Number.