Industry-leading rates on your balance
High-yield savings
High-Yield Savings Account
Are you a serious saver? Grow your savings with competitive rates that beat the average.
Current preferred rate — check with an advisor
Apply online →High-Yield Savings
Industry-leading savings rates
Plus, your deposits are federally insured up to $250,000 per individual account.
Quick and easy transfers from the mobile app or online banking
High-Yield Savings Rates
Industry-leading rates
Minimum opening deposit: $0. The rates shown are reference values — check with an advisor for current rates.
| Tier | Balance range | APY |
|---|---|---|
| Tier 1 | $0.01 – $10,000 | 0.00% |
| Tier 2 | $10,000.01 – $300,000 | 0.00% |
| Tier 3 | $300,000.01 – $499,999.99 | 0.00% |
| Tier 4 | $500,000.00 and above | 0.00% |
National Credit Union Share Insurance Fund
Your deposits are federally insured by the National Credit Union Administration (NCUA), an independent agency of the United States Government, up to $250,000 per individual account.
Additional coverage
Additional coverage may be available through a private insurer for balances that exceed the maximum covered by the NCUA. Check with an advisor for current details.
Apply online
Complete the form below to start your application.
Frequently asked questions about High-Yield Savings
What is a high-yield savings account?
It's a dividend-earning deposit account, ideal for saving for a car, major purchases, emergencies, and more.
Does it have a monthly fee?
A monthly fee may apply, which is waived when you maintain the required minimum balance. There are also fees for paper statements (waivable with e-statements) and for exceeding the allowed number of monthly withdrawals. Check with an advisor for current fees.
Is there a minimum deposit to open the account?
Yes, this account must be opened with new money, either through an external transfer or funds from a matured certificate of deposit with us. Check with an advisor for the current minimum amount. It's limited to one account per member.
Can I open a savings account online?
Yes, you can apply online and get started in minutes.
Do I need to be a member of Christian Credit Union to open this account?
Yes, you need to be a member or complete your membership to open a high-yield savings account with us.
How can I access my account?
You can transfer funds, send and receive money, or deposit checks from our mobile app and online banking.