Death
If the cardholder passes away during the coverage period, the card balance is protected as set out in the certificate.
Protection for your payments
Card Protection
Protect your card balance or payments against unexpected situations that affect your ability to pay.
Apply →Coverage
What's protected?
Support so an unexpected event doesn't affect your card or your peace of mind.
Disability
If an illness or injury keeps you from working, your card payments are temporarily covered according to the certificate.
Involuntary job loss
Support for your monthly payments if you involuntarily lose your job, according to the certificate's terms.
What you can protect
- Your card balance.
- Minimum monthly payments, for the period set out in the certificate.
Limits, deductibles, and exclusions depend on the insurance certificate.
How to request protection
If a covered event occurs, these are the general steps. Exact timeframes and channels are in the certificate.
-
01
Report the event
Contact the provider through the channels listed in your certificate as soon as possible.
-
02
Gather the documents
Prepare the documentation that corresponds to the type of event.
-
03
Receive the response
The provider will evaluate your request and respond within the timeframe set by the certificate.
Documents usually requested
- Cardholder's identification document.
- Card account statement.
- Documentation of the event: medical certificate, employer letter, or death certificate, as applicable.
- Other documents required by the certificate.
Requirements
- Have an active credit union card.
- Meet the credit union's membership requirements.
- Complete the application and accept the certificate's terms.
Rate
The values shown are for reference. An advisor will inform you of the current rate.
| Plan | Monthly charge |
|---|---|
| Card protection | $0.00 |
Request your card protection
Complete the form below and an advisor will get in touch with you.
Frequently asked questions about Card Protection
What does card protection cover?
It protects your card balance or payments against events such as death, disability, or involuntary job loss. The certificate details the coverage, limits, and exclusions.
Which cards can I protect?
An advisor will confirm which credit union cards are eligible.
How do I request protection if a covered event occurs?
You must report the event to the provider through your certificate's channels and submit the documents they request.
Do I need to be a member of Christian Credit Union to get this?
An advisor will confirm the membership and insurer requirements once they receive your request.
How much does it cost?
The cost depends on the plan and the insurer's evaluation. An advisor will inform you of the current rate.
Is this insurance insured by the NCUA?
No. Insurance products are not deposits, are not federally insured by the NCUA or any government agency, and are not guaranteed by the credit union.