Protection for your income

Disability Insurance

Income support if an illness or injury temporarily or permanently keeps you from working.

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Coverage

What does it cover?

Your income supports your family. This insurance helps protect it.

Temporary Disability

A periodic benefit while an illness or injury keeps you from working, subject to the certificate.

Permanent Disability

Support when your inability to work is permanent, subject to the certificate's terms.

Monthly Benefit

A percentage of your income during the coverage period, as set out in the certificate.

Good to know

  • There may be a waiting period before the benefit begins.
  • The benefit and its duration depend on the certificate.
  • Pre-existing conditions may have limitations.

Limits, deductibles, and exclusions depend on the insurance certificate.

How to request the benefit

These are the general steps. Exact timeframes and channels are listed in the certificate.

  1. 01

    Report your situation

    Contact the insurer through the channels listed on your certificate as soon as possible.

  2. 02

    Gather your documents

    Prepare the required medical and employment documentation.

  3. 03

    Receive a response

    The insurer will review your application and respond within the timeframe set by the certificate.

Documents typically requested

  • Identification document.
  • Medical certificate or report proving the disability.
  • Proof of your income or from your employer.
  • Any other documents indicated by the certificate.

Requirements

  • Meet the credit union's membership requirements.
  • Have an occupation and income that can be insured.
  • Meet the age limits set by the insurer.
  • Complete the application and accept the certificate's terms.

Rate

The values shown are for reference only. An advisor will inform you of the current rate.

Plan Monthly premium
Disability Plan $0.00

Request your disability insurance quote

Complete the form below and an advisor will get in touch with you.

Frequently asked questions about Disability Insurance

What does disability insurance cover?

It provides an income benefit if an illness or injury keeps you from working, whether temporarily or permanently. The certificate details the benefit, the waiting period, and the exclusions.

Who can get this insurance?

An advisor will confirm the occupation, income, and age requirements based on the insurer's terms.

How do I request the benefit?

You must notify the insurer through the channels listed on your certificate and submit the medical and employment documentation requested.

Do I need to be a member of Christian Credit Union to get this insurance?

An advisor will confirm the membership and insurer requirements once they receive your application.

How much does it cost?

The cost depends on the plan and the insurer's evaluation. An advisor will inform you of the current rate.

Is this insurance insured by the NCUA?

No. Insurance products are not deposits, are not federally insured by the NCUA or any government agency, and are not guaranteed by the credit union.

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