Fixed, competitive interest rates
Financing for your next vehicle
Auto Loans
New, used, or refinancing — we're with you every step of the way.
Rates starting at the current preferred rate — check with an advisor
Apply online →Auto Loan
The car of your dreams is closer than you think
We offer loans for new and used cars with terms designed for your budget and peace of mind.
Flexible terms tailored to you
Pre-approvals for greater buying power
Rate discount with automatic payment from your checking account
GAP coverage and mechanical breakdown insurance available
Loan protection services available
Apply online
Start your application today for a new or used auto loan.
Auto loan calculator
The loan amount, interest rate, and term have a major effect on the total you'll pay. Use the calculator to see the impact of each variable.
Auto loan calculator
El monto, la tasa de interés y el plazo del préstamo afectan de forma importante el total que pagarás. Usa esta calculadora para estimar tu cuota.
Resultado estimado
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- Total de intereses
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- Total a pagar
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Esta calculadora es solo informativa: no constituye una oferta de crédito ni garantiza una aprobación. Las tasas y condiciones reales dependen de la evaluación crediticia de cada socio.
Additional programs
Starting off on the right foot is essential. We offer options designed for different profiles, including a program for first-time buyers.
First-time buyer program
- • No prior credit history required
- • You must have demonstrable repayment ability or a qualified co-signer
- • Personalized support throughout the entire process
Frequently asked questions about Auto Loans
Do I need to be a member of Christian Credit Union to apply for an auto loan?
You don't need to be a member to start your application. However, you'll need to qualify and complete your membership to finish the process. It's quick and easy, and you'll also get access to discounts for automatic payment from your checking account.
How can I refinance my auto loan?
Refinancing your auto loan is an easy way to lower your interest rate and monthly payment. You'll need information such as the mileage, the VIN, your current loan details, your ID, and proof of income. You can start the process on our Auto Loan Refinancing page.
What credit score do I need to get an auto loan?
The score needed varies by lender, but in general a better credit history helps you qualify for better terms. Your credit history is one of the main factors we consider, along with your income and your relationship with the credit union, to determine your approval and final rate.
Does Christian Credit Union offer programs for first-time car buyers?
Yes, we have options designed for people with limited credit history, as long as they have demonstrable repayment ability or a qualified co-signer. Contact us to learn about the current details and requirements.
Can I apply for the loan before choosing the vehicle?
Yes. We recommend getting pre-approved first, so you know your budget and have greater negotiating power when it's time to buy.
What happens if I need to skip a payment?
We offer the option to skip payments in qualifying situations. Contact us to learn about the requirements and to request it.
Helpful links
Related products
Auto Loan Refinancing
Already have an auto loan at another institution? You could lower your rate and monthly payment.
High-Yield Savings Account
Are you a serious saver? Grow your savings with competitive rates.
Membership Benefits
Learn about all the benefits of being part of Christian Credit Union.