Damage to Your Home
Covers structural damage from fire and other events included in the certificate.
Protection for your home
Dwelling Insurance
Protect your home and belongings against damage, theft, and other unexpected events.
Apply →Coverage
What does it cover?
Protection for the place where your family lives and keeps what matters most.
Personal Belongings
Protects your furniture, appliances, and personal items against theft or covered damage.
Liability
Support against third-party claims for injuries or damages that occur on your property.
Temporary Housing Expenses
Support with lodging if your home becomes uninhabitable due to a covered event.
Types of housing you can insure
- House.
- Condominium.
- Rental housing (for renters).
Limits, deductibles, and exclusions depend on the insurance certificate.
How to report a claim
If damage occurs to your home, these are the general steps. Exact timeframes and channels are listed in the certificate.
-
01
Report what happened
Notify the insurer as soon as possible and take steps to prevent further damage.
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02
Document the damage
Take photographs and prepare an inventory of the affected property.
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03
Receive the evaluation
The insurer will evaluate the claim and respond within the timeframe set by the certificate.
Documents typically requested
- Police report, when applicable to the type of event.
- Copy of your insurance certificate.
- Photographs and inventory of the affected property.
- Repair or replacement estimate.
Requirements
- Meet the credit union's membership requirements.
- Provide the address, type, and use of the home.
- Declare the estimated value of the home and your belongings.
- Complete the application and accept the certificate's terms.
Rate
The values shown are for reference only. An advisor will inform you of the current rate.
| Plan | Annual premium |
|---|---|
| House or Condo | $0.00 |
| Renter | $0.00 |
Apply for your dwelling insurance
Complete the form below and an advisor will get in touch with you.
Frequently asked questions about Dwelling Insurance
What does dwelling insurance cover?
It protects your home and belongings against events such as fire and theft, and provides support against liability claims. The certificate details coverages, limits, and deductibles.
Can I insure a rental home?
Yes. You can choose the renter's option, which protects your belongings and your liability.
How do I report a claim?
You must notify the insurer through the channels listed on your certificate, document the damage, and submit the requested documentation.
Do I need to be a member of Christian Credit Union to get this insurance?
An advisor will confirm the membership and insurer requirements once they receive your application.
How much does it cost?
The cost depends on the plan and the insurer's evaluation. An advisor will inform you of the current rate.
Is this insurance insured by the NCUA?
No. Insurance products are not deposits, are not federally insured by the NCUA or any government agency, and are not guaranteed by the credit union.